Balance Transfer

• Name
  OK Name is required
• Address
  OK Address is required
• City
  OK City is required
• State
  OK State is required
• E-mail
  OK E-mail is required
• Phone
  Optional OK Phone is required
• Zip Code
  OK Zip Code is required
• Sky FCU Account Number
  OK Sky FCU Account Number is required

• Required 5% Fee: From Sky FCU account?

  • Yes
  • No
  OK Required 5% Fee: From Sky FCU account? is required

• OR Required 5% Fee: Added to Sky FCU Visa ® Credit Card?

  • Yes
  • No
  OK OR Required 5% Fee: Added to Sky FCU Visa ® Credit Card? is required

Card/Lender #1

• Card/Lender Name
  OK Card/Lender Name is required
• Account #
  OK Account # is required
• Name on Account
  OK Name on Account is required
• Amount to Transfer .00
  OK Amount to Transfer is required
• Payment Address
  OK Payment Address is required
• Customer Service Number
  OK Customer Service Number is required

Card/Lender #2

• Card/Lender Name
  Optional OK Card/Lender Name is required
• Account #
  Optional OK Account # is required
• Name on Account
  Optional OK Name on Account is required
• Amount to Transfer .00
  Optional OK Amount to Transfer is required
• Payment Address
  Optional OK Payment Address is required
• Customer Service Number
  Optional OK Customer Service Number is required

Card/Lender #3

• Card/Lender Name
  Optional OK Card/Lender Name is required
• Account #
  Optional OK Account # is required
• Name on Account
  Optional OK Name on Account is required
• Amount to Transfer .00
  Optional OK Must be between $0.00 - $30,000.00
• Payment Address
  Optional OK Payment Address is required
• Customer Service Number
  Optional OK Customer Service Number is required

Transferring Balances:
Please allow 2-3 weeks to process your balance transfer. Continue to make your payment on these accounts until the payment for the transferred amount appears on your other issuer’s statement. Sky Federal Credit Union is not responsible for late payments on your other issuer’s account. We are not able to close your other accounts even if you transfer the entire balance. If you want to close the account, you will need to contact the issuer directly. Balances can be transferred up to your established limit on your Sky FCU Visa ® Credit Card.

Right to Decline:
Under certain circumstances (for example, if your account is past due or over limit, or if we reasonably believe you will be unable or unwilling to repay the balance, or as described in your Credit Card agreement), we may decline to process your transaction.

Credit Card Agreement:
For further details about terms or conditions on your account, please refer to your Credit Card Agreement.

Important Information About This Offer:
Promotional balance transfers cannot be used to pay off another Sky Federal Credit Union loan or line of credit. Transaction amounts used from this form will be applied to your established credit limit and will be charged 0.00% A.P.R.* for 12 billing cycles. After that, you will be charged the standard A.P.R.* as described in your loan documents or any subsequent change in terms. If your account is in default you may be charged the applicable non-promotional terms (for example, A.P.R.* and transaction fee) stated in your loan documents or any subsequent change in terms, or may be declined. Offer, rates, and fees subject to change. The A.P.R.* on all other transactions and balances on your account will remain at the applicable rate in accordance with your Credit Card Agreement. The time frame of the 0% promotional A.P.R.* is 12 billing cycles. The time frame starts with the first balance transfer. If a second balance transfer is completed after the original balance transfer date the 0% Promotional rate remains in effect from the first date of the first balance transfer.

Fees:
Balance Transfer Fee of 5% on the balance(s) transferred from another credit card to your Sky FCU Visa ® Credit Card. The fee will be collected at the time of the balance transfer. All other fees apply. See Credit Card Agreement.

* A.P.R. = Annual Percentage Rate

• Acknowledgement: I have read this disclosure and understand the details of this promotion.

  • Yes
  OK Acknowledgement: I have read this disclosure and understand the details of this promotion. is required
• OK is required